SaaS Payments

Stablecoin Payments for SaaS Companies

SaaS companies selling globally face failed international card payments, high processing fees, slow settlement, and FX friction. Stablecoin payments on top of or alongside existing card flows solve these problems — particularly for B2B SaaS with international customers and crypto-native user bases.

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The Problem

1

Failed international card payments from certain regions reduce conversion and create support overhead

2

Card processing fees of 2–3% on annual contracts reduce margin significantly at scale

3

Wire transfers are slow, expensive, and require manual reconciliation

4

FX fluctuations add complexity to international billing in non-USD currencies

5

Global customer base includes crypto-native users who prefer on-chain payment options

6

Manual invoice reconciliation with payment reference errors wastes finance team time

What Stablecoin Payments Solve for SaaS

Adding USDC or USDT payment support alongside cards gives SaaS companies a payment option that settles immediately, crosses borders without friction, and works for crypto-native customers who prefer not to use traditional banking.

What We Deliver
Instant settlement in USDC or USDT — no waiting for card clearing
No chargebacks or card decline risk on stablecoin payments
Under 1% transaction fees vs 2–3% card processing
Global reach without international card network restrictions
Invoice matching automation with payment reference metadata
Off-ramp integration to convert received stablecoins to fiat

Platform Features

Stablecoin checkout alongside card option
Subscription payment link with USDC/USDT
Invoice payment via stablecoin with auto-matching
Merchant dashboard with payment status and history
Webhook integration for subscription and billing systems
Accounting exports compatible with QuickBooks/Xero
Off-ramp integration for fiat settlement
Admin controls for refunds and payment review

How It Works

01

Customer selects USDC payment at checkout

At the billing or upgrade step, the customer selects stablecoin as their payment method.

02

Payment request is generated

A unique deposit address and payment reference are generated for the subscription amount.

03

Customer sends USDC from their wallet

The customer sends the exact amount from any compatible wallet.

04

Payment is detected and confirmed

The platform monitors the address, detects the transfer, and confirms after the required block confirmations.

05

Subscription is activated

Webhook triggers subscription activation in the billing system. Customer receives confirmation.

06

Payment is recorded and reconciled

Transaction is logged, matched to the invoice, and available for accounting export.

Architecture Notes

Checkout Integration

Stablecoin checkout is added as a payment option alongside cards. A new payment session generates a deposit address and initiates monitoring.

Billing System Integration

Webhooks from the payment gateway trigger subscription activation or renewal events in your existing billing system (Stripe, Chargebee, or custom).

Off-Ramp (Optional)

Received stablecoins can be automatically or manually converted to fiat via a third-party off-ramp partner and settled to a bank account.

Compliance & Regulatory Note

Accepting stablecoin payments from businesses or consumers may trigger payment service regulations depending on volume, geography, and flow structure. Consult qualified legal counsel to determine your obligations before launch.

Frequently Asked Questions

Can stablecoin payments be used for recurring subscriptions?
Yes, though stablecoin payments are natively one-time transfers. We build recurring subscription logic that generates a new payment request at each renewal period, notifies the customer, and tracks payment confirmation. Alternatively, customers can set up recurring transfers from supported wallets.
Can customers pay in both USDC and USDT?
Yes. We build gateways that accept both. You can configure which chains and stablecoins to accept based on your customer base. USDC is generally more common in institutional and US-focused contexts; USDT has higher volume in some international markets.
How do refunds work?
Refunds require sending stablecoin back to the customer's original wallet. We build admin-controlled refund workflows with approval steps and ledger entries.
Can this integrate with our existing Stripe billing setup?
Yes. We build the stablecoin payment flow to integrate with your existing subscription logic. Successful stablecoin payments trigger the same downstream events as a successful card payment.