Banking stack
Financial accounts. Inside your product.
Connect accounts, balances, transfers, and treasury workflows in one banking experience, with coverage shaped around your providers and markets.
The building blocks
Everything connects.
Make it your own.
Connect the account experience, end to end.
Inside the product
IBANs & Multi-Currency Accounts
Issue virtual IBANs on demand. Open multi-currency accounts in EUR, GBP, USD, and 40+ fiat currencies — each with its own routing details. Fully API-driven, white-label ready, and compliant with local banking regulations per jurisdiction.
- Virtual IBAN generation via API
- Named and pooled account structures
- Multi-currency with instant internal FX
- Segregated client money by default
Ledger System
Double-entry, immutable ledger powering every account. Real-time balance queries, hold management, and atomic multi-leg transactions across currencies and asset types.
Real-Time FX
Live exchange rates across 40+ currency pairs. Instant conversion between fiat currencies and crypto assets with configurable markup and spread controls.
Transaction Monitoring
Rule-based and ML-driven transaction monitoring for fraud detection and AML compliance. Real-time alerts, case management, and SAR filing workflows.
Webhook Events
Subscribe to supported account, payment, card, and compliance events. Handle retries and duplicate events in your integration.
White-Label Dashboard
Pre-built admin dashboard with account management, transaction views, compliance queues, and card controls. Fully themeable — deploy on your domain with your branding in days.
API-First
Every feature is an API call. OpenAPI 3.1 specs, SDKs in TypeScript, Python, and Go, sandbox environments with test data, and interactive documentation. Build anything — we provide the primitives.
Banking stack
Ready to build with this?
Tell us what you have in mind. We’ll help scope the right approach.
Behind your experience
Your product, up front.
The connections, handled.
Choose the components your product needs. Keep the customer experience and operating controls in one connected flow.
Your experience
Banking stack
Connected outcomes
Availability, providers, and supported workflows are scoped to your product and operating requirements.
Plan your integrationThe possibilities
A financial layer inside your product.
Explore the products and use cases that connect to this stack.
Go a little deeper
Built around the details.
Explore the workflows, components, and implementation considerations behind the experience.
Operational foundations
KYC / KYB / AML built in
Identity verification, business due diligence, and ongoing transaction monitoring are embedded at the platform level — not bolted on. Route to local providers per jurisdiction, automate risk scoring, and generate audit-ready reports without building the compliance stack yourself.
- KYC identity verification with liveness
- KYB with UBO and document checks
- Real-time AML and sanctions screening
- Configurable risk scoring rules engine
MPC custody & encryption
MPC threshold signing eliminates single points of failure. Data at rest and in transit is encrypted end-to-end. Hardware security modules for key material, SOC 2 controls, and penetration testing on a regular cadence.
- MPC key sharding — no single key exposure
- HSM-backed key material storage
- End-to-end encryption for all data
- SOC 2 Type II audit controls
Multi-region, multi-currency
Deploy across regions to meet data residency requirements. Support 40+ fiat currencies and major crypto networks from a single integration. Auto-scaling infrastructure handles traffic spikes without manual intervention.
- Multi-region deployment for data residency
- 40+ fiat and major crypto currencies
- Auto-scaling with zero-downtime deploys
- 99.99% uptime SLA on core banking APIs
Your next step