Stablecoin Wallet App Development
We design and build consumer and business stablecoin wallet apps — from simple deposit-and-transfer flows to full-featured smart wallets with embedded onboarding, gas abstraction, and compliance integrations.
Who This Is For
What We Build
Embedded Wallets
Create wallets tied to user accounts with email or social login. No seed phrase friction at sign-up. Users get a functional stablecoin wallet from the first interaction.
Non-Custodial & MPC Options
Support user-controlled wallets with non-custodial key management or implement MPC wallets where the key is split between the user and a trusted party.
Smart Wallet Integration
Build ERC-4337-compatible smart wallets with gas abstraction, transaction batching, session keys, and programmable spending rules.
Send & Receive Flows
Clean send and receive interfaces with QR code support, address book, ENS resolution, and clear transaction status tracking from broadcast to confirmation.
Stablecoin Swaps
Integrate in-app swaps so users can move between USDC, USDT, and other assets without leaving the wallet. Powered by DEX aggregator or bridge integrations.
Fiat On-Ramp & Off-Ramp
Let users fund their wallet with a card or bank transfer and cash out to a bank account. Integration with third-party ramp providers; we build the app layer.
KYC / KYB Workflows
Integrate identity verification for platforms that need it. Trigger KYC at the right point in the onboarding flow without killing conversion.
Admin Dashboard
Operational tools for the platform team: user management, wallet monitoring, transaction review, balance snapshots, and flagging workflows.
Chain Selection & Gas
Multi-chain wallet support with gas abstraction so users do not need to hold native tokens. Sponsor gas fees or build a fee-forwarding model into your platform.
Core Platform Features
User onboarding flow
Embedded wallets
Non-custodial wallet support
MPC wallet integration
Smart wallet integration (ERC-4337)
Send and receive flows
QR code payments
Address book
Transaction history
Gas abstraction
Chain selection
Stablecoin swaps
Fiat on-ramp and off-ramp
KYC / KYB workflows
Admin dashboard
Technical Architecture
Frontend
- React Native or Next.js app
- Wallet UI components (send, receive, balance, history)
- QR code generation and scanner
- Address book and contact management
- Notification center
Wallet Layer
- Embedded wallet SDK integration (e.g. Privy, Dynamic)
- MPC key management integration (e.g. Turnkey, Web3Auth)
- ERC-4337 smart wallet deployment
- Chain RPC provider setup
- Gas sponsorship via Paymaster
Backend API
- User account and wallet mapping
- Transaction broadcasting and tracking
- On-ramp and off-ramp flow management
- KYC workflow orchestration
- Push notification service
Compliance
- KYC provider integration (e.g. Sumsub, Onfido)
- Wallet risk screening
- Transaction monitoring rules
- Jurisdiction-based feature flags
- Audit log
Admin Tools
- User and wallet management
- Transaction review queue
- Balance monitoring dashboard
- Risk flagging workflow
- Support tools
Integrations
- Fiat on-ramp provider (e.g. Transak, MoonPay)
- Fiat off-ramp provider
- DEX aggregator for swaps
- Multi-chain node providers
- Analytics and monitoring
Compliance & Regulatory Note
Financial products involving payments, cards, accounts, stablecoins, or tokenized assets may require legal, regulatory, banking, issuing, custody, or compliance partners depending on the jurisdiction and product structure. We do not provide legal or regulatory advice. Our role is to design and build the software layer, integrate third-party providers, and implement the technical controls for onboarding, transaction monitoring, reporting, and risk management. You should work with qualified legal counsel and compliance partners to define and meet your regulatory obligations.
Build Scope
A focused first build that delivers core value.
- 1Email or social login onboarding
- 2Embedded wallet creation (no seed phrase friction)
- 3USDC balance display
- 4Send and receive with QR code
- 5Transaction history
- 6Basic admin user view
Capabilities to add once the core is live.
- MPC or non-custodial wallet option
- Smart wallet with gas sponsorship
- Multi-chain support
- In-app stablecoin swaps
- Fiat on-ramp and off-ramp
- KYC integration
- Recurring payment schedules
- Spending limits and controls
- Mobile app (iOS + Android)
Why Work With Us
Deep blockchain expertise combined with practical fintech and payment product knowledge.
Frontend, backend, smart contracts, wallet integrations, and admin dashboards in one engagement.
Systems that bridge blockchain and traditional infrastructure — crypto and fiat where needed.
KYC/KYB, AML, and risk control integrations built in from day one, not as an afterthought.
Lean, deployable MVPs that validate product-market fit before scaling the platform.
Post-launch maintenance, scaling, feature development, and third-party integration updates.
Frequently Asked Questions
Can you build a non-custodial stablecoin wallet?
Can the wallet support account abstraction?
Can users sign up with email or social login?
Can we add fiat on-ramp and off-ramp?
Which stablecoins can the wallet support?
Can this be built as a mobile app?
Building a Stablecoin Wallet Product?
Whether you need a simple stablecoin wallet or a full-featured embedded finance wallet with compliance, we can scope and build it.