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Stablecoin payments

A better way to get paid.

Bring stablecoin checkout, invoices, and payouts into your product. Keep the experience yours, from the first payment to final settlement.

Build with Gizmolab Explore capabilities
Your product. Connected infrastructure.
Explore the flow
Payments & treasury: Collect stage selected. This is an illustrative product concept.

The building blocks

Everything connects.
Make it your own.

Connect the journey from payment to settlement.

Inside the product

Stablecoin Payment Gateway Widget

A drop-in stablecoin payment gateway widget for your website or app. Embed via iframe or React component, match it to your storefront, and let customers pay in USDC, USDT, or DAI across Ethereum, Polygon, Arbitrum, Base, and Solana while your backend receives a confirmed settlement event.

  • iframe + React component gateway options
  • Multi-chain, multi-stablecoin selector
  • Branded to match your storefront
  • Mobile-optimized, wallet-connect ready

Webhook Notifications

Real-time event delivery for every payment state change — created, pending, confirmed, settled, failed, and refunded. Signed payloads with retry logic. Never poll your payment status again.

Merchant Dashboard

Full-featured dashboard for monitoring payments, viewing transaction history, managing API keys, configuring webhooks, and downloading settlement reports. Real-time analytics with volume, conversion, and chain breakdowns.

Fiat Conversion

Automatic off-ramp to fiat. Receive stablecoin payments and convert to USD, EUR, or GBP in your bank account. Configurable per payment or as a global treasury rule. Settlement to your bank within 24 hours.

Recurring Payments

Subscription billing and recurring invoices settled in stablecoins. Auto-charge with customer approval, configurable intervals, and dunning management for failed payments. SaaS-ready billing on stablecoin rails.

Refund Handling

Issue full or partial refunds via API or dashboard. Refunds settle directly to the payer wallet on the original chain. Track refund status with dedicated webhooks and maintain a complete audit trail.

Compliance Tools

Built-in address screening, transaction monitoring, and sanctions list checking. OFAC, EU, and UN sanctions lists updated daily. Travel Rule compliance for jurisdictions that require it. Export-ready audit logs.

Stablecoin payments

Ready to build with this?

Tell us what you have in mind. We’ll help scope the right approach.

Discuss your project

Behind your experience

Your product, up front.
The connections, handled.

Choose the components your product needs. Keep the customer experience and operating controls in one connected flow.

Availability, providers, and supported workflows are scoped to your product and operating requirements.

Plan your integration

The possibilities

Payments that fit your business.

Explore the products and use cases that connect to this stack.

Stablecoin Payment Gateway Development

Need a service-led implementation instead of a product walkthrough? Explore Gizmolab's stablecoin payment gateway development page for architecture, scope, and delivery details.

Explore

Virtual Card Platform

Issue virtual and physical cards funded by stablecoins. Pairs with stablecoin payments for a complete spend-and-receive stack.

Explore

Onramp / Offramp

Fiat-to-crypto and crypto-to-fiat rails. Enable your customers to fund payments from their bank account or cash out to fiat.

Explore

Crypto Banking Stack

Full banking infrastructure — accounts, transfers, cards, and compliance. The foundation for stablecoin-native financial products.

Explore

Go a little deeper

Built around the details.

Explore the workflows, components, and implementation considerations behind the experience.

Operational foundations

Instant settlement

Traditional wire transfers take 3-5 business days. ACH takes 2-3 days. Card networks batch-settle overnight. On supported chains, stablecoin payments can reach on-chain finality in seconds, with a verifiable settlement trail your operations team can reconcile faster than legacy rails.

  • Settlement on supported chains can arrive in seconds
  • No batch windows, no clearing houses
  • Real-time treasury balance updates
  • 24/7/365 settlement — no bank holidays

Non-custodial by default

Payments route directly to your wallet. We never hold, pool, or custody your funds. Every transaction is verified on-chain with cryptographic proof. Smart contracts are audited. API keys are scoped and rotatable. Webhook signatures are verified.

  • Direct-to-wallet settlement
  • No custodial risk, no pooled funds
  • Audited smart contracts
  • Scoped API keys with rotation

Multi-chain, multi-stablecoin

Support USDC, USDT, and DAI workflows across Ethereum, Polygon, Arbitrum, Base, Optimism, and Solana. Let customers pay on supported chains they already use, while your team chooses the treasury asset and settlement path that fits operations.

  • Ethereum, Polygon, Arbitrum, Base, Solana
  • USDC, USDT, and DAI supported
  • Customer picks a supported chain, you receive the configured asset
  • Cross-chain routing available where the payment flow supports it
Implementation workflow

Create your account

Set up API access and configure a webhook endpoint for payment events.

Integrate the SDK

Drop in the checkout widget, call the REST API, or use the TypeScript SDK. Test against our sandbox before going live.

Accept payments

Your customers pay in USDC or USDT on the chain they prefer. Smart routing handles the rest.

Receive settlement

Funds can settle to your wallet within minutes and, on supported chains, in seconds. Off-ramp to fiat automatically or hold stablecoins in your treasury.

Your next step

Let’s connect the pieces.

Talk to our team