Payroll Infrastructure · Stablecoin Native

Stablecoin
Payroll.

Pay your global team in stablecoins. Batch payouts to hundreds of wallets in a single transaction. Multi-chain distribution across Ethereum, Polygon, Base, Solana, and Arbitrum. Fiat off-ramp for recipients who want local currency. Tax reporting and compliance built in from day one.

< 3s
Settlement
180+
Countries
Multi-Chain
Distribution
Batch
Payouts
Payroll Modes

Three modes.
One payroll run.

Contractor payouts, salary streaming, or hybrid fiat-and-crypto. Mix modes across your team in a single batch.

Contractor

Contractor Payouts

One-off or recurring payments to contractor wallets worldwide. Upload a CSV or hit the API with wallet addresses and amounts. We batch, sign, and distribute — across any supported chain. No banking relationship required on the recipient side.

  • One-off or recurring schedules
  • CSV upload or API-driven
  • No recipient bank account needed
  • Supports USDC, USDT, DAI
Streaming

Salary Streaming

Continuous payment streams for full-time team members. Funds flow per-second to recipient wallets using Sablier and Superfluid-style streaming protocols. Employees can withdraw accrued earnings at any time — no more waiting for the 15th.

  • Per-second payment streams
  • Withdraw anytime, no lockup
  • Ideal for full-time salaried roles
  • Transparent on-chain payslip
Hybrid

Hybrid Payroll

Part stablecoin, part fiat. Recipients choose their split — 60% to a bank account, 40% to a wallet. We handle the off-ramp conversion, the bank transfer, and the stablecoin distribution in a single payroll run.

  • Recipient-defined split ratio
  • Auto fiat off-ramp to local bank
  • Single payroll run for both legs
  • Supports 40+ fiat currencies
Payroll Engine

Batch processing.
Multi-chain
distribution.

The payroll engine ingests a list of recipients, validates wallet addresses across chains, batches transactions for gas optimization, and distributes stablecoins in parallel across Ethereum, Polygon, Base, Solana, and Arbitrum. One API call replaces your entire payroll pipeline.

Gas Optimization

Transactions are batched per-chain using multicall contracts. Pay gas once per chain, not once per recipient.

Parallel Execution

Distributions across different chains execute simultaneously. A 5-chain payroll settles as fast as a single-chain one.

Retry & Recovery

Failed transactions are automatically retried with adjusted gas. Partial failures never block the rest of the batch.

Audit Trail

Every payout is logged with tx hash, block number, timestamp, and recipient confirmation. Exportable for accounting.

payroll.tsbatch.sdk
import { PayrollEngine } from '@gizmolab/stablecoin-payroll';

const payroll = new PayrollEngine({
  orgId: 'your-org',
  treasury: '0x...your_treasury'
});

// Create a payroll batch
const batch = await payroll.createBatch({
  name: 'May 2026 Payroll',
  recipients: [
    { wallet: '0x...alice',
      amount: 4500, chain: 'polygon',
      token: 'USDC' },
    { wallet: '0x...bob',
      amount: 3200, chain: 'base',
      token: 'USDC' },
    // ...148 more recipients
  ]
});

// Execute with multi-sig approval
await batch.execute({ approval: 'multi-sig' });

// Stream status events
batch.on('settled', (e) =>
  console.log(e.recipient, e.txHash));
The Pillars

Global.
Compliant. Instant.

Global

Pay anyone, anywhere

No banking relationship required on the recipient side. A wallet address is all you need. Pay a developer in Lagos, a designer in Lisbon, and an auditor in Seoul — same payroll run, same settlement speed, no correspondent banking fees.

  • 180+ countries, no banking required
  • Wallet address is the only prerequisite
  • No SWIFT, no intermediary banks
  • Same cost whether paying local or cross-border
Compliant

Tax & audit ready

Automatic tax withholding calculations, 1099 and W-8 form generation, and a complete audit trail for every payout. Export-ready reports for your accountant. Jurisdiction-aware rules for US, EU, and APAC contractors.

  • 1099-NEC and W-8BEN generation
  • Automatic withholding calculations
  • Full audit trail per transaction
  • Jurisdiction-aware tax rules
Instant

Same-block settlement

No 3-5 day ACH wait. No weekend delays. No batch windows closing at 2pm. Stablecoin payroll settles in the same block it is submitted — typically under 3 seconds. Your contractors see funds immediately.

  • Sub-3-second settlement
  • No ACH delays or cutoff times
  • 24/7/365 — weekends and holidays included
  • Recipients see funds instantly
Features

Everything a
payroll team needs.

From CSV upload to tax reporting. The full payroll lifecycle in stablecoins — without stitching together five different services.

Batch CSV Upload

Upload a CSV with wallet addresses, amounts, chains, and tokens. The engine validates every row — address checksums, chain compatibility, token support — before a single transaction is signed. Drag, drop, pay.

Recurring Schedules

Set up weekly, bi-weekly, or monthly payroll schedules. The engine automatically creates and executes batches on your cadence. Cancel or adjust anytime — no lock-in, no penalties.

Multi-Chain Support

Distribute across Ethereum, Polygon, Base, Solana, and Arbitrum in a single payroll run. Each recipient chooses their preferred chain. The engine routes, batches, and optimizes gas per chain automatically.

Fiat Off-Ramp

Recipients who prefer local currency can auto-convert stablecoins to fiat. Funds land in their bank account via local payment rails — ACH in the US, SEPA in Europe, PIX in Brazil, UPI in India. 40+ currencies supported.

Tax Document Generation

Auto-generate 1099-NEC forms for US contractors, W-8BEN for international recipients. Year-end summaries, monthly statements, and payout history — all exportable as PDF or CSV for your accounting team.

Approval Workflows

Multi-sig approval for payroll batches. Configure 2-of-3 or 3-of-5 thresholds. Role-based access for admins, approvers, and viewers. Every approval is logged with timestamp and signer identity.

How It Works

Six steps.
Payroll done.

From treasury funding to tax documents. The entire payroll lifecycle runs through a single platform.

01 NEXT

Fund your treasury

Deposit USDC or USDT into your organization treasury wallet. On-ramp from fiat via bank transfer if needed.

02 NEXT

Add recipients

Upload a CSV or add recipients via API. Wallet address, preferred chain, payout amount, and schedule.

03 NEXT

Configure payroll

Set frequency, approval thresholds, and notification preferences. Assign approvers and viewers.

04 NEXT

Approve & sign

Multi-sig approval flow. Approvers review the batch summary and sign. Threshold met — batch is queued.

05 NEXT

Distribute

The engine batches transactions per chain, optimizes gas, and distributes in parallel. Sub-3-second settlement.

06

Report

Automatic receipts to recipients. Payout confirmations with tx hashes. Monthly statements and year-end tax docs.

Traditional vs Stablecoin

Why stablecoin
payroll wins.

Traditional Payroll
Stablecoin Payroll
3-5 business days (ACH/SWIFT)
< 3 seconds (same-block)
$25-50 per international wire
< $0.05 per payout (L2)
Banking required in 2 countries
Only a wallet address
Monday-Friday, bank hours only
24/7/365 — no cutoffs
Manual reconciliation with bank
On-chain audit trail, automatic
Weeks to onboard new countries
Instant — any wallet, any chain
Who It's For

DAOs. Startups.
Agencies. Protocols.

Built for any organization paying people across borders — without the overhead of traditional banking infrastructure.

  • DAOs & Protocol Teams
    Pay core contributors and grant recipients from a multi-sig treasury. On-chain transparency for governance reporting.
  • Web3 Startups
    Pay your global remote team without setting up payroll entities in 12 countries. Stablecoins are the native currency — skip the conversion overhead.
  • Agencies & Studios
    Pay freelance designers, developers, and contractors worldwide. Batch payouts for project milestones or monthly retainers.
  • Traditional Companies Going Global
    Hire internationally without waiting weeks for correspondent bank transfers. Hybrid mode lets employees choose stablecoin or fiat.
Get Started

Pay Your Team
In Stablecoins.

Batch payouts, multi-chain, fiat off-ramp, tax reporting. Set up your first payroll run in minutes — not weeks.

Ready to build together?

Book a call today and get your first iteration within 48 hours.