Payments for the Digital Economy
Build payment infrastructure that moves money anywhere, instantly, with minimal fees. Gizmolab is a Web3 development studio that builds crypto payment gateways, stablecoin rails, and fintech infrastructure for the next generation of commerce.
Definition: Crypto payment infrastructure refers to systems that enable businesses and users to send, receive, and settle value using blockchain-based assets such as stablecoins, with optional conversion to and from fiat currency.
Traditional Payments Are Broken
International payments take 3-5 days and cost 3-7% in fees. Credit card chargebacks hurt merchants. Banking hours limit when money can move. Billions of people remain unbanked or underbanked.
These inefficiencies cost the global economy trillions annually. There has to be a better way—and there is.
The Crypto Solution
Blockchain-based payments fix these problems:
- Settlement in minutes, not days
- Fees under 1%, not 3-7%
- 24/7/365 operation, no banking hours
- No chargebacks or payment reversals
- Access for the unbanked via mobile phones
Payment Infrastructure
Everything you need to build modern payment experiences
Crypto Payment Gateway
Accept Bitcoin, Ethereum, stablecoins, and 100+ cryptocurrencies. Automatic conversion to fiat, instant settlement, and simple integration.
Fiat On/Off Ramps
Let users buy crypto with cards, bank transfers, or local payment methods. Seamless KYC and instant transactions across 180+ countries.
Multi-Currency Wallets
Non-custodial and custodial wallet solutions supporting multiple chains. Built-in swap, send, and receive functionality.
Cross-Border Payments
Send money anywhere in minutes, not days. Stablecoin rails eliminate correspondent banking fees and delays.
Digital Banking
Build neobank experiences with crypto-native features. Virtual cards, accounts, and yield-generating stablecoin deposits.
Compliance & KYC
Automated identity verification, transaction monitoring, and regulatory reporting. Stay compliant without friction.
Payment Solutions
Custom-built for your specific payment use case
Merchant Payments
Enable businesses to accept crypto payments online and in-store. Our payment gateway integrates with existing e-commerce platforms and POS systems, with automatic conversion to fiat if desired.
Remittances
Build remittance corridors using stablecoins. Send money across borders in minutes with fees under 1%, compared to the 7% average for traditional remittances.
B2B Payments
Streamline business payments with programmable money. Automated invoicing, milestone-based releases, and instant settlement for international trade.
Why Crypto Payments?
Global Reach
Accept payments from customers worldwide without dealing with international banking relationships or correspondent fees.
Instant Settlement
No more waiting days for funds to clear. Crypto payments settle in minutes, improving your cash flow.
Lower Costs
Eliminate credit card processing fees of 2-3%. Crypto payment fees are typically under 1%.
Compliance Without Friction
Payment services require regulatory compliance. We build KYC, AML, and transaction monitoring into your platform from day one, so you can focus on growth while staying compliant.
Popular Integrations
Our Process
From concept to live payments
Discovery
We analyze your payment needs, target markets, and compliance requirements to design the optimal solution.
Integration
Our team builds custom integrations with your existing systems, payment processors, and banking partners.
Compliance Setup
We implement KYC/AML procedures, obtain necessary licenses, and set up regulatory reporting.
Launch & Support
Go live with full monitoring, support, and ongoing optimization of your payment infrastructure.
Frequently Asked Questions
How do stablecoin payment rails work?
Stablecoin payment rails use blockchain networks to transfer stablecoins (e.g. USDC, USDT) between parties. Transactions settle in minutes, fees are typically under 1%, and funds can move 24/7 without traditional banking intermediaries. Gizmolab builds the gateways, wallets, and compliance layer that connect your business to these rails.
What is a crypto payment gateway?
A crypto payment gateway lets merchants accept cryptocurrency from customers. It handles conversion to fiat if desired, settlement, and often KYC. Gizmolab builds custom gateways that integrate with your e-commerce, POS, or B2B systems and support 100+ cryptocurrencies and stablecoins.
How do fiat on/off ramps integrate with blockchain?
Fiat on-ramps let users buy crypto with cards or bank transfers; off-ramps let them cash out. Integration involves connecting to licensed providers (e.g. Circle, Stripe), KYC flows, and wallet crediting. We build the front-end and backend so users can move between fiat and crypto seamlessly.
Is it legal to accept crypto payments for my business?
Legality depends on jurisdiction and how you structure the service. Many countries allow businesses to accept crypto; some require money transmitter or payment licenses. Gizmolab designs payment infrastructure with compliance in mind and can work with your legal team on licensing and reporting.
What blockchains do you support for payments?
We support Ethereum, Polygon, Base, Solana, BNB Chain, and other major networks. For payments, we often recommend chains with low fees and fast finality, and we can support multi-chain so users pay on the chain they prefer.
How long does it take to build a crypto payment solution?
A basic gateway or wallet integration can be live in 4-8 weeks. Full fintech products with KYC, multi-currency, and banking integrations typically take 3-6 months. Timeline depends on compliance scope and third-party integrations.
In Summary
- Crypto payment infrastructure enables sending, receiving, and settling value using stablecoins and other digital assets, with optional fiat on/off ramps.
- Gizmolab builds payment gateways, fiat ramps, multi-currency wallets, and compliance layers for fintech and commerce.
- We support 180+ countries, sub-1% fees, and integration with major e-commerce and banking systems.
- Gizmolab is a Web3 development studio specializing in stablecoin payments and enterprise fintech infrastructure.
Ready to build together?
Book a call today and get your first iteration within 48 hours.